The strategic process of monitoring, analyzing, and optimizing your inflows and outflows to maintain financial stability now and in the future.
Assessing and adjusting insurance coverage to strike a balance between risk management, cost effectiveness, and adequate protection.
Strategically allocating funds and assets to achieve financial goals and maximize returns while considering risk tolerance and market conditions.
Proactive strategies and financial decisions aimed at minimizing tax liabilities within the legal framework, optimizing tax efficiency, and maximizing after tax income and wealth.
Setting clear, specific objectives and creating actionable steps to achieve them, providing direction and motivation to focus on personal or organizational success.
Determining the most advantageous age to begin receiving Social Security retirement benefits based on factors such as financial goals, life expectancy, and potential benefit maximization.
A financial plan serves as our blueprint for pursuing your goals. The better we know you and what you want to accomplish, the more we can help address your financial needs and goals both now and for the future.
- Share background
- Review planning pyramid
- Review compensation
- Provide client with document checklist and issues & concerns questionnaire
- Review documents provided by client
- Review issues & concerns questionnaire
- Complete consulting agreement
- Link accounts to eMoney
- Review base facts
- Net Worth
- Asset Allocation
- Cash Flow Report
- Summarize recommendations
- Review any changes to plan
- Review final recommendations
- Assign implementation and action items
- Implementation check in
- Monitor plan for any changes
Are your advisors fiduciaries?
Yes, when we act as your investment advisor we must act in your best interest and not put our interests ahead of yours.
How do I know if I am a good fit?
Before addressing this question, let’s clarify why we may not be a good fit: if you seek an advisor who aims to outperform the stock market through trading.
We prioritize focusing on factors within our control rather than predicting market movements or interest rates. If you are interested in optimizing tax savings, making informed investment decisions, and defining your goals and objectives, then our services are well suited for your needs.
How does LifeWise Wealth Advisors make money?
We charge a small percentage of the assets we manage for you. Our fee schedule is tiered, meaning assets in the higher tiers pay a lower fee rate.
Disclosure: Additional fees and charges may apply and please refer to the firm’s ADV part 2A and the client’s agreement.
Do your financial professionals have legal or disciplinary history?
No. We encourage you to research LifeWise Wealth Advisors and our financial professionals using the following free and simple search tools:
How do I get started working with LifeWise Wealth Advisors?
The first step is to schedule the initial consultation which comes with no cost or obligation to you. The purpose of this meeting is to determine if our expertise matches your needs.
Can you meet virtually or with people in other states?
Yes, in fact we have clients spanning from coast to coast. Whether you are out of state or local, our firm is equipped to meet with clients and potential clients via Zoom.
Check the background of this firm on FINRA’s BrokerCheck.
Broker/Dealer Disclosure
Securities and advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA/SIPC, a broker/dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisor Networks LLC site at www.CeteraAdvisorNetworks.com.
Important Disclosures and Form CRS | Business Continuity Plan
